Wealthier collects only the personal data each service needs.

Areion Wealthtech Private Limited (CIN U66190MH2026PTC476567), which operates Wealthier, is the data fiduciary for the personal data described in this notice, which means that it decides why and how that data is processed. Its registered office is at 47th Floor, B Wing, Kohinoor Square, N C Kelkar Road, Gokhale Road, Mumbai 400028, Maharashtra.

This notice covers wealthier.in, The Wealthier Daily at blog.wealthier.in, the Wealth Health Checkup, messages sent to Wealthier email addresses and the personal data you provide when you open and use a Wealthier account. Wealthier handles personal data in line with the Digital Personal Data Protection (DPDP) Act, 2023 and the Digital Personal Data Protection Rules, 2025 as each provision comes into force, and in the meantime with the Information Technology Act, 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, which treat bank account and payment details as sensitive personal data. Questions about this notice can be sent to hello@wealthier.in.

The table below lists each kind of personal data and the purpose it serves.

Wealthier processes personal data with your consent, or without it where the DPDP Act allows, for example where you provide data voluntarily for a stated purpose and do not object to its use for that purpose, where processing is needed to meet a legal obligation such as the know your customer rules, or where a court, a regulator or the law requires it.

The Wealth Health Checkup asks for no name, PAN, Aadhaar number, bank details or contact details, and every amount in it is chosen from a range rather than entered exactly. Your answers are processed only within your browser on this device to calculate the score and the report, and no answer is sent to Wealthier or to any other party.

If you tick the option to remember your answers on this device, they are kept in the local storage of your browser under the name wealthier.checkup.v1, until you delete them, so that you can return to them. You can delete them at any time with the Clear saved answers control in the checkup, by unticking the option, or by clearing the data stored for this website in your browser settings.

This website sets no cookies of its own, runs no analytics or advertising pixels and loads no fonts, images or scripts from other websites, so loading a page does not send your details to a font, analytics or advertising provider.

This website uses browser storage for one purpose only, the option in the Wealth Health Checkup to remember answers on this device, which is described above. Nothing in that storage is ever sent to Wealthier.

The Wealthier Daily at blog.wealthier.in and the Wealthier platform at app.wealthier.in run on their own services, which may use cookies that are strictly needed to deliver their pages, keep you logged in to the platform and prevent misuse of your account.

Wealthier does not sell personal data. It shares personal data only to the extent needed to carry out your instructions or to meet the law, with the parties listed below.

• Asset management companies and the registrar and transfer agents (RTAs) of their schemes, which process your investments.
• KYC registration agencies, which record and verify your KYC details.
• Exchange platforms and payment providers, which process your transactions and payments.
• Issuers of other products you choose, such as corporate fixed deposits.
• Lenders you apply to for a loan against mutual funds, which assess and decide your application.
• The providers that host wealthier.in and The Wealthier Daily.
• The provider of the Wealthier email service, which receives messages sent to Wealthier addresses.
• The technology provider that runs the Wealthier platform and app for Wealthier.
• Regulators, courts and law enforcement agencies, where the law requires it.

Providers that process personal data on behalf of Wealthier may use it only on the instructions of Wealthier and under a contract, as the DPDP Act requires. Fund houses, registrars, KYC registration agencies, issuers, lenders and regulators handle your data under their own legal obligations. Where a provider processes personal data on servers outside India, the transfer takes place only where the DPDP Act allows it, and never to a country that the Government of India has restricted under section 16 of the Act.

Where Wealthier relies on your consent, it asks for it through a clear action and never through a box ticked in advance, and consent to marketing is always asked for separately. You can withdraw consent at any time, as easily as you gave it, by unticking the same option where one exists or by writing to hello@wealthier.in, and the withdrawal does not affect processing carried out before it.

Some processing is required by law, such as KYC checks and the records that regulations require, and it continues for as long as the law requires it.

Personal data is kept only for as long as its purpose needs it, unless a law requires it to be kept longer, and it is then erased by Wealthier and by the providers that process it for Wealthier. Checkup answers are never received by Wealthier, and answers kept on your device stay there until you delete them. Emails are kept for as long as needed to answer them and to keep a record of the conversation. Account and transaction records are kept while your account is open and afterwards for the periods that the laws on investments and on know your customer records require.

The DPDP Act gives you the rights set out below.

• You can ask for a summary of the personal data Wealthier processes about you, the processing carried out and the parties it has been shared with.
• You can ask for inaccurate or incomplete personal data to be corrected, completed or updated.
• You can ask for personal data to be erased once it is no longer needed for its purpose, unless the law requires Wealthier to keep it.
• You can withdraw your consent at any time.
• You can nominate another person to exercise your rights in the event of your death or incapacity.
• You can raise a complaint about the handling of your personal data with Wealthier at hello@wealthier.in, and if the reply does not resolve it, you can complain to the Data Protection Board of India.

A person you have nominated can also use these rights for you. To make a request, write to hello@wealthier.in with your name, the email address or mobile number linked to your account if you have one, and the right you wish to use. Wealthier may ask for information to confirm your identity before acting on a request.

This website and the Wealth Health Checkup are intended for adults aged 18 and above. Wealthier does not knowingly process the personal data of a child without the verifiable consent of a parent or lawful guardian, as the DPDP Act requires, and it does not track or monitor the behaviour of children or direct advertising at them.

Wealthier takes reasonable security safeguards to prevent personal data breaches and requires its technology providers to do the same. If a breach occurs, Wealthier informs the Data Protection Board of India and each person affected, as the DPDP Act requires, and it reports cyber security incidents to the Indian Computer Emergency Response Team (CERT In) as the law requires.

Wealthier may update this notice when its services or the law change. The date at the top of this page shows when it was last updated, and account holders are told of material changes by email.